Payment Policy

At Ownera, we strive to make your shopping experience smooth, secure, and flexible. Please review our payment terms below:

✅ Accepted Payment Methods

Credit/Debit Cards: Visa, MasterCard, RuPay, Maestro, AMEX

UPI & Wallets: Google Pay, PhonePe, Paytm, BHIM, Amazon Pay

Net Banking: All major Indian banks supported

Cash on Delivery (COD): Available for select pin codes with an additional handling charge

🔐 Secure Transactions

All payments are processed through SSL-encrypted secure gateways.

We do not store your card or UPI information on our servers.

⏱️ Payment Confirmation

You will receive a confirmation email/SMS once the payment is successfully processed.

In case of payment failure but money deduction, the amount will be refunded within 5-7 business days automatically.